Insurance Supplement Services
For Roofers & General Contractors
When storm damage or hidden issues…
…push a roofing or other project beyond the original scope, an insurance supplement is what ensures the job gets done right—without shortcuts or surprise out-of-pocket costs for your customer. At Zen Roof Works, we specialize in roofing supplements that are precise, fully documented, and aligned with code. We don’t throw inflated estimates at carriers; we build airtight, line-by-line cases. From Xactimate line items and photos to code citations and manufacturer specs, we manage the details so contractors and roofers can stay on schedule, protect margins, and deliver a complete, warrantied build.
The Zen Roof Works Supplement Process
Step 1:
Project Intake & Gap Analysis
Send us your scope, photos, measurements, and carrier estimate. We audit for missing line items, code-required materials, manufacturer mandates, safety provisions, and labor that are often overlooked. You’ll get a quick read on where the carrier’s numbers fall short.
Step 4:
Approvals & Scope Lock-In
Once approved, you receive a clear, carrier-aligned scope and dollar amount. No guessing. No “we’ll see.” You can schedule crews with confidence knowing the job is funded to the real scope.
Step 2:
Xactimate Build & Evidence Package
We create a clean, defensible Xactimate that mirrors the real work needed—no fluff. Then we assemble an evidence packet: annotated photos, code sections, manufacturer install guides, supplier quotes, and jurisdictional requirements. Every line has a reason and a receipt.
Step 5:
Change Orders & Field Findings
If new damage surfaces mid-build, we document immediately and manage follow-on supplements so you’re never forced to eat the cost. From decking surprises to code-driven accessory changes, we keep the paperwork as clean as the install.
Step 3:
Submission & Adjuster Collaboration
We submit the supplement directly to the carrier (or through your preferred channel), then handle questions, clarifications, and revisions. Our goal: reduce back-and-forth and keep your build moving. You stay updated without being stuck on the phone all day
Step 6:
Closeout Support
Need final documentation for invoicing? We package everything neatly so you can wrap the job, get paid, and move on to the next roof.
What You Get:
Faster approvals, fewer callbacks, protected profit, and a satisfied homeowner who sees a professional process from start to finish.
How We Make Contractors’ Lives Easier
Time back to build: We handle the carrier conversations and documentation so your PMs can manage crews—not email threads.
Cleaner margins: Accurate supplements mean you’re funded for ice/water shield, starter, ridge, ventilation, flashing, safety, disposal, steep/2-story, and other often-missed items.
Code-compliant scopes: We cite local code and manufacturer specs, preventing denials and rework.
Predictable scheduling: With a clear, approved scope, you can order materials and lock in crews without playing “wait and see.”
Professional homeowner experience: Our transparent process helps homeowners understand why items are required, reducing friction and building trust in your brand.
Don’t leave money—or quality—on the table.
Send us your carrier scope and photos;
We’ll identify missing line items within 48 hours and map your path to a fully funded project.
Call: (214) 293-4845
Email: info@zenroofworks.com
Why Zen Roof Works?
We’re not a macro-shop. Our team is built around meticulous, case-by-case review. We dig through every inch of the project to make sure the entire job is properly funded—because complete roofs prevent callbacks, protect warranties, and build your reputation. Education is part of our DNA: we explain the “why” behind each line so contractors, carriers, and homeowners are on the same page.
Getting a supplement approved shouldn’t be a battle—and it doesn’t have to be. With Zen Roof Works, you get a partner who understands roofing and the insurance playbook, so your crews can deliver the roof you quoted, the roof the code requires, and the roof the homeowner deserves.